Whatever You Do, Don’t Tell Someone They’re ‘Bad With Money’
Blanket statements like “you’re bad with money” can become a kind of self-fulfilling prophecy, financial experts told us: You hear it enough, you may start to believe it.Most people are loath to discuss their finances with their inner circle, especially when money is tight: One 2021 Insider survey of 2,130 Americans found that money comes in dead last on the list of topics people want to discuss with their friends. (Even politics and their health were preferable conversation starters to finances.)When you’re in a close friend group, though, it’s not hard to suss out who’s worried about money: Maybe they’re always behind on Monzo requests or opt out of friend trips repeatedly because “money’s a little tight right now.”As a friend, it’s hard to know what to do: You might want to help them get back on track financially because it’s hard to see someone you care for struggle to pay the bills on time or make important financial decisions like opening an ISA. The one thing you should never te
